across particular, Klarna is growing “Ads Manager,” its self-service advertising platform, across Sweden and the UK. This will facilitate improved communication between merchants and well-intentioned customers. Next, Klarna has launched “Creator Shops” in the US, giving creators there access to their own personalised shops. These two releases are consistent with Klarna’s objective to speed up business. These services are especially beneficial at a time when merchants need more assistance to expand.